Starting a bank sounds like an impossible Gilded Age enterprise; more befitting of a Rockefeller than today’s small business owner. But it’s not as impossible as one might think — or as risky.
According to Smart Money.com, “the three-year failure rate for new banks is less than one in 1,000,” which, compared with a “60 percent failure rate for new restaurants,” is not so horrible. The profits are not too shabby either. The site reports: “6,770 community banks earned $67 billion ove
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